Skip to content

Making the road back from a rejection simple

Policyholders pay premiums for years. When it's time to claim, too many are left to fight alone, against an information gap they never signed up for.

Three overlapping discs in frosted glass, navy and white, with an orange core where they meet
A glass heart, a navy shield and an orange balance scale in a row: medical, insurance and legal

Why we built ClaimsKart

ClaimsKart closes that gap. We are an after-sales service and solutions platform for insurance, stepping in exactly where the insurer's job ends and yours would otherwise begin.

We analyse the policy, review the rejection, draft the appeal and represent you formally before every redressal authority in India.

  • Rejection letters cite clauses most people have never read.
  • Delays stretch for months with no explanation.
  • Settlements arrive at a fraction of what was promised.

What makes us different: AI-MIL

Most claim services rely only on people, or only on software. AI-MIL is a hybrid: Agentic Intelligence combined with Medical, Insurance and Legal expertise. It moves faster and more precisely than a purely manual consultant, without losing the human judgement AI alone can't provide.

Our mission

When an insurer says no, every policyholder in India should have an expert-backed, transparent and affordable way to ask why, and to fight for what's rightfully theirs when the answer doesn't hold up.

Our team

Our advisors, agents and advocates bring decades of combined experience across insurance, claims adjudication, medical assessment and consumer law. To be confirmed

To be suppliedAdvisor: name, photo and a line on experience
To be suppliedMedical specialist: name, photo and a line on experience
To be suppliedClaims specialist: name, photo and a line on experience
To be suppliedAdvocate: name, photo and a line on experience

Headquartered in Bengaluru. Representing clients across India.

From claims with local insurers and IRDAI's Bima Bharosa system to the Insurance Ombudsman, the courts and the Supreme Court of India.

Diamond District Apts, Block I-12, Golf Avenue Road, off HAL Old Airport Road, Kodihalli, Bengaluru, Karnataka 560008

Talk to a claim expert
  • Insurer grievance cell
  • Legal notice to the insurer
  • IRDAI Bima Bharosa
  • Insurance Ombudsman
  • Jurisdictional courts
  • District Consumer Commission
  • State Consumer Commission
  • National Commission (NCDRC)
  • Supreme Court of India

Don't let a wrongful rejection cost you what's yours.

Denied outright, delayed for months or settled for far less than you're owed: we'll tell you where you stand, free of charge.

Get my free assessment+91 70907 00771